Visa® Business Platinum Rewards Credit Card Disclosure

Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances

10.90% – 20.90%
Visa Platinum

13.90% – 23.90%
Visa Platinum Rewards

Minimum Monthly Payment

Up to 3% of the new balance, but at least $20 or the new balance if less than $20.

How to Avoid Paying Interest on Charges

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances or Balance Transfers on the transaction date.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $1.00.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore

Annual Fee

None

Transaction Fees

Balance Transfer: $15 or 3% of the amount of each transaction, whichever is greater.

Foreign Transaction: 1% of transaction in U.S. dollars.

Cash Advance: 2% of advance amount; minimum $1, maximum $5

Penalty Fees

Late Payment: Up to $20

Returned Payment: Up to $20

Other Fees

Replacement Card: $10