Business Credit Cards

Where every transaction empowers growth.

Boost your business purchasing power.

Whether you’re growing the local coffee shop of your dreams or running a third-generation manufacturing company, the right financial tools are crucial. That’s why we offer business credit cards designed to align with your business goals.

Your credit card options at a glance.

Our business credit cards offer you great rates with all the benefits of Visa®. Choose the card that works for your business!

Visa Business Platinum Rewards

Corda Business Credit Card
Best if you want…
  • Rewards for your spending
  • One point for every dollar you spend on purchases
  • 25-day interest-free grace period on purchases
  • Minimum payments that are only 3% of your balance each month ($20 minimum)

Visa Business Platinum Card

Corda Business Credit Card
Best if you want…
  • A lower interest rate for carrying a monthly balance
  • 25-day interest-free grace period on purchases
  • Minimum payments that are only 3% of your balance each month ($20 minimum)

Visa Business Platinum Rewards Card

The Visa Business Platinum Rewards card allows you to earn points with every purchase. Redeem for cash, travel, and merchandise. You can even use your points to donate to charity. To see all the rewards you can earn, visit Corda Rewards.

  • Earn one point for every dollar you spend on purchases
  • 13.90% – 23.90% Variable APR1
  • 25-day interest-free grace period on purchases
  • Minimum payments are only 3% on your balance each month ($20 minimum)
  • No annual fee

To see how many points you have earned or to check out your rewards options, access your account through online banking or the mobile app. For any questions regarding your Rewards program, call 1.866.662.2041.

View the Visa Business Platinum Rewards Card Disclosure for full details.

View the Visa Travel and Emergency Assistance Services Guide for full details.

Apply now

Visa Business Platinum Card

The Visa Business Platinum Card has our lowest rate. If you typically carry a balance from month to month and have good or great credit, this is the card for you.

  • 10.90% – 20.90% Variable APR1
  • 25-day interest-free grace period on purchases
  • Minimum payments are only 3% of your balance each month ($20 minimum)
  • No annual fee

View the Visa Business Platinum Card Disclosure for full details.

View the Visa Travel and Emergency Assistance Services Guide for full details.

Apply now

Eligibility & Application

To qualify for a Corda Credit Union business credit card, your business must have been up and running for at least two years. If you’re a Corda Credit Union member, you can decide which credit card is right for you and proceed to the application. If you’re not yet a member, you’ll have to open a business account first.

Business Credit Card application checklist

Here’s the list of the documents you’ll need to provide:

  1. Business credit card application
  2. Two years personal tax returns
  3. Two years business tax returns
  4. Biennial report
    • We can pull a biennial report for you, but please check the Secretary of State’s website to make sure your business is active with a current biennial report. (If your business has not filed your most recent biennial report, you may have been administratively dissolved and will need to reinstate the business entity first.)
    • Sole proprietorships need to have trade name paperwork instead of the biennial report

Tips on filling out the application

We recommend reviewing the application to make sure you have all the necessary information before you begin filling it out. You won’t be able to save the application and come back to it later!

If your business (or any other businesses with common ownership) already has loans at Corda Credit Union, please include the total dollar amount of your loans in the very first field where it asks for aggregate outstanding credit exposure. If you don’t know the total, you may leave it blank.

The requested amount in section A should reflect the combined amount that will be divided into individual limits for authorized signers. (You’ll break the amount down by authorized signers on the servicing form, which is later in the application.) For example, if you need five authorized signers, each with their own card and their own signing limit of $12,000, then the total requested amount should be $60,000.

Once the application is submitted, it will come directly to a commercial account specialist for review. If you’d like, you may proactively drop off your tax returns at the nearest branch; otherwise, we’ll reach out to you to set up a time to receive the documents from you. (If you choose to drop them off, please let us know that you’re applying for a business credit card, so we route your materials to the proper person.)

Have questions about the documentation or process? To set up a consultation, contact one of our commercial account specialists at 319.892.7300

Apply now

Build dreams at great rates.

Business Credit Cards

Credit Card Type

Variable APR*

*APR = Annual Percentage Rate. APR may be adjusted quarterly based on the prime rate. Membership Savings account is required to obtain Corda Credit Union products. See the full disclosure for the Visa Business Platinum Rewards credit card and the Visa Business Platinum credit card. If you are a covered borrower according to the Military Lending Act, please call 1.800.950.5228 to receive oral disclosures and a description of the payment obligations for these cards. Balance Transfer Fee = $15 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee = 1% of transaction in US dollars. Cash Advance Fee = 2% of advance amount; minimum $1, maximum $5.

Credit Card Type

Visa® Business Platinum Rewards

Variable APR*

13.90% – 23.90%

Credit Card Type

Visa® Business Platinum

Variable APR*

10.90% – 20.90%

Connect with a commercial account specialist.

Decisions are easier with the right support. Contact us at 319.892.7300 for personalized guidance.

Contact usReady to apply? Get started online.

Disclosures

1APR = Annual percentage rate. This APR will vary with the market based on the Prime Rate. All loans subject to approval. Rates, terms, and conditions are subject to change. For more information about our credit card terms and conditions, please contact us.

Visa® is a registered trademark of Visa International Service Association.