Rates

High-Yield Checking

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $50 to open. Any fees incurred could reduce earnings.

**To earn these High-Yield Checking rates, simply activate online banking and use these three free services each month:
1. Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2. Receive eStatements
3. Receive direct deposit of your paycheck or retirement income

Balance

$0 – $24,999.99**

APY*

3.00%

Balance

$25,000+ **

APY*

0.10%

 

Empower Checking

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $50 to open. Any fees incurred could reduce earnings.

Balance

$0 – $249.99

APY*

0.00%

Balance

$250 – $2,499.99

APY*

5.00%

Balance

$2,500 – $9,999.99

APY*

3.00%

Balance

$10,000 – $24,999.99

APY*

1.00%

Balance

$25,000 – $49,999.99

APY*

0.50%

Balance

$50,000+

APY*

0.01%

 

All-In Checking

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $50 to open. Any fees incurred could reduce earnings.

Balance

$0 – $999.99

APY*

0.00%

Balance

$1,000 – $2,499.99

APY*

0.25%

Balance

$2,500 – $4,999.99

APY*

0.50%

Balance

$5,000 – $9,999.99

APY*

0.75%

Balance

$10,000 – $24,999.99

APY*

1.00%

Balance

$25,000 – $99,999.99

APY*

1.50%

Balance

$100,000+

APY*

2.00%

 

Free Checking (no longer available)

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings. Product is no longer available.

Balance

$0 – $2,499.99

APY*

0.00%

Balance

$2,500+

APY*

0.10%

Membership Savings

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account with a $5 minimum is required to establish and maintain membership in Corda Credit Union. Additional savings accounts do not require the $5 minimum. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $99.99

APY*

0.00%

Balance

$100+

APY*

0.15%

 

Certificates of Deposit

Term

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Interest compounded quarterly. Rates may change without notice. Membership Savings account is required to obtain Corda Credit Union products. Minimum $1,000 to open. Any fees incurred could reduce earnings. Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.

**CD specials are available only for a limited time.

Term

3 months

APY*

0.20%

Term

6 months

APY*

0.20%

Term

9 months**

APY*

4.75%

Term

11 months**

APY*

4.25%

Term

12 month One-Jump**

APY*

4.00%

Term

13 months**

APY*

4.00%

Term

15 months

APY*

0.60%

Term

17 months

APY*

0.60%

 

High-Yield Money Market

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $4,999.99

APY*

0.00%

Balance

$5,000 – $49,999.99

APY*

1.25%

Balance

$50,000 – $99,999.99

APY*

2.25%

Balance

$100,000 – $249,999.99

APY*

3.25%

Balance

$250,000 – $499,999.99

APY*

3.50%

Balance

$500,000+

APY*

4.00%

 

Regular Money Market

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $999.99

APY*

0.00%

Balance

$1,000 – $9,999.99

APY*

0.50%

Balance

$10,000 – $49,999.99

APY*

1.25%

Balance

$50,000 – $99,999.99

APY*

2.00%

Balance

$100,000 – $249,999.99

APY*

2.75%

Balance

$250,000 – $499,999.99

APY*

2.75%

Balance

$500,000 – $749,999.99

APY*

3.50%

Balance

$750,000 – $999,999.99

APY*

3.50%

Balance

$1,000,000+

APY*

3.50%

 

Health Savings Account

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of June 1, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $499.99

APY*

0.00%

Balance

$500 – $999.99

APY*

0.20%

Balance

$1,000 – $9,999.99

APY*

0.40%

Balance

$10,000 – $49,999.99

APY*

0.60%

Balance

$50,000+

APY*

0.85%

 

Christmas Club

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0+

APY*

0.15%

 

IRA Variable Savings

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of June 1, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $100 to open. Any fees incurred could reduce earnings.

Balance

$0 – $24.99

APY*

0.00%

Balance

$25 – $24,999.99

APY*

0.40%

Balance

$25,000 – $99,999.99

APY*

0.75%

Balance

$100,000+

APY*

0.85%

 

Escrow

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $99.99

APY*

0.00%

Balance

$100+

APY*

0.15%

 

Credit Cards

Credit Card Type

Variable APR*

*APR = Annual Percentage Rate. APR may be adjusted quarterly based on the prime rate. Membership Savings account is required to obtain Corda Credit Union products. See the full disclosure for the Visa Platinum Rewards credit card, the Visa Platinum Plus credit card, and the Visa Platinum credit card. If you are a covered borrower according to the Military Lending Act, please call 1.800.950.5228 to receive oral disclosures and a description of the payment obligations for these cards. Balance Transfer Fee = $15 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee = 1% of transaction in US dollars. Cash Advance Fee = 2% of advance amount; minimum $1, maximum $5.

Credit Card Type

Visa® Platinum Rewards

Variable APR*

10.90% – 20.90%

Credit Card Type

Visa® Platinum Plus

Variable APR*

9.90% – 18.90%

Credit Card Type

Visa® Platinum

Variable APR*

13.90% – 23.90%

 

Personal Loans

Term

APR*

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of May 6, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

Personal Loan Example: For a $10,000 loan for a term of 36 months with a 10.50% APR, the monthly payment will be $325.02, which does not include any estimate for additional fees; therefore, the actual payment obligation may be greater.

Term

36 months

APR*

10.50%

Contact us for additional personal loan terms and rates.

Contact us

New & Late Model Used Auto Loans (2022 and newer)

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of May 10, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New Auto Loan Example: For a $30,000 loan for a term of 60 months with an 6.69% APR, the monthly payment will be $589.66 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Model Year

2022 and newer

Term

Up to 60 months

APR* (as low as)

6.69%

 

Used Auto Loans

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of May 10, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

Model Year

2020 – 2021

Term

Up to 60 months

APR* (as low as)

7.19%

Model Year

2017 – 2019 

Term

Up to 60 months

APR* (as low as)

7.67%

Model Year

2015 – 2016

Term

Up to 60 months

APR* (as low as)

8.44%

Model Year

2014 and older models

Term

Up to 60 months

APR* (as low as)

10.50%

 

New & Late Model Used Motorcycle & UTV Loans (2022 and newer)

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of May 10, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New Motorcycle & UTV Loan Example: For an $18,000 loan for a term of 60 months with an 6.69% APR, the monthly payment will be $353.79 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Model Year

2022 and newer

Term

Up to 60 months

APR* (as low as)

6.69%

 

Used Motorcycle & UTV Loans

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of May 10, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

**60-month term not available for UTVs.

Model Year

2020 – 2021

Term

Up to 60 months

APR* (as low as)

7.19%

Model Year

2017 – 2019

Term

Up to 60 months

APR* (as low as)

7.67%

Model Year

2015 – 2016

Term

Up to 60 months

APR* (as low as)

8.44%

Model Year

2014 and older models

Term

Up to 60 months**

APR* (as low as)

10.50%

 

Boat, RV, or Camper Loans

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of May 6, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

**Terms available up to 180 months. Please contact us for additional terms and rates.

Boat/RV/Camper Example: For a $10,000 loan for a term of 36 months with a 7.75% APR, the monthly payment will be $312.21 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Term

Up to 36 months**

APR* (as low as)

7.75%

 

New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Loans

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term and account relationships. Rates effective as of May 6, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Example: For a $15,000 loan for a term of 60 months with an 8.50% APR, the monthly payment will be $307.75 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Term

Up to 60 months

APR* (as low as)

8.50%

 

Used ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Loans

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term and account relationships. Rates effective as of May 6, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

Term

Up to 60 months

APR* (as low as)

9.50%

 

Looking to buy a home or refinance? Contact us to learn about our current mortgage rates.

Contact a mortgage expert

 

Home Equity Loans

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of May 6, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Membership Savings account is required to obtain Corda Credit Union products.

Home Equity Loan (Second Mortgage) Example: For a $30,000 loan for a term of 15 years with an 8.061% APR, the monthly payment will be $286.70. The example assumes a credit score of 740. Rate assumes a loan-to-value (LTV) of 85% or less. Taxes and insurance premiums are not included in the payment example.

Term

Up to 5 years

APR* (as low as)

7.50%

Term

Up to 15 years

APR* (as low as)

8.00%

 

Home Equity Loan Line of Credit (HELOC)

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit and loan-to-value. APR may be adjusted quarterly based on the prime rate. Rates effective as of May 6, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Membership Savings account is required to obtain Corda Credit Union products. The minimum monthly payments may not be sufficient to repay the principal outstanding on your line of credit at the end of your loan term. At the end of your loan term, you will be required to pay the entire remaining balance in a single balloon payment. Homeowners insurance required.

Term

Up to 15 years

APR* (as low as)

8.00%

Need to tap into your home’s equity? Contact our home equity specialist.

Call now

Business Driver Checking

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $2,499.99

APY*

0.00%

Balance

$2,500 – $7,499.99

APY*

0.10%

Balance

$7,500 – $14,999.99

APY*

0.20%

Balance

$15,000 – $24,999.99

APY*

0.30%

Balance

$25,000 – $39,999.99

APY*

0.40%

Balance

$40,000+

APY*

0.50%

 

Family Business Checking

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $2,499.99

APY*

0.00%

Balance

$2,500+

APY*

0.10%

 

Empower Business Checking (Nonprofit)

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $9,999.99

APY*

3.00%

Balance

$10,000+

APY*

1.50%

Membership Savings

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account with a $5 minimum is required to establish and maintain membership in Corda Credit Union. Additional savings accounts do not require the $5 minimum. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $99.99

APY*

0.00%

Balance

$100+

APY*

0.15%

 

Business Money Market

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on actual daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $999.99

APY*

0.00%

Balance

$1,000 – $24,999.99

APY*

1.00%

Balance

$25,000 – $49,999.99

APY*

1.00%

Balance

$50,000 – $249,999.99

APY*

1.50%

Balance

$250,000 – $999,999.99

APY*

1.75%

Balance

$1,000,000+

APY*

1.00%

Business Credit Cards

Credit Card Type

Variable APR*

*APR = Annual Percentage Rate. APR may be adjusted quarterly based on the prime rate. Membership Savings account is required to obtain Corda Credit Union products. See the full disclosure for the Visa Business Platinum Rewards credit card and the Visa Business Platinum credit card. If you are a covered borrower according to the Military Lending Act, please call 1.800.950.5228 to receive oral disclosures and a description of the payment obligations for these cards. Balance Transfer Fee = $15 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee = 1% of transaction in US dollars. Cash Advance Fee = 2% of advance amount; minimum $1, maximum $5.

Credit Card Type

Visa® Business Platinum Rewards

Variable APR*

13.90% – 23.90%

Credit Card Type

Visa® Business Platinum

Variable APR*

10.90% – 20.90%