Rates

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $50 to open. Any fees incurred could reduce earnings.

**To earn these High-Yield Checking rates, simply activate online banking and use these three free services each month:
1. Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2. Receive eStatements
3. Receive direct deposit of your paycheck or retirement income

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $50 to open. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $50 to open. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings. Product is no longer available.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account with a $5 minimum is required to establish and maintain membership in Corda Credit Union. Additional savings accounts do not require the $5 minimum. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Interest compounded quarterly. Rates may change without notice. Membership Savings account is required to obtain Corda Credit Union products. Minimum $1,000 to open. Any fees incurred could reduce earnings. Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.

**CD specials are available only for a limited time.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Minimum $100 to open. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APR = Annual Percentage Rate. APR may be adjusted quarterly based on the prime rate. Membership Savings account is required to obtain Corda Credit Union products. See the full disclosure for the Visa Platinum Rewards credit card, the Visa Platinum Plus credit card, and the Visa Platinum credit card. If you are a covered borrower according to the Military Lending Act, please call 1.800.950.5228 to receive oral disclosures and a description of the payment obligations for these cards. Balance Transfer Fee = $15 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee = 1% of transaction in US dollars. Cash Advance Fee = 2% of advance amount; minimum $1, maximum $5.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of October 1, 2024. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

Personal Loan Example: For a $10,000 loan for a term of 36 months with a 10.50% APR, the monthly payment will be $325.02, which does not include any estimate for additional fees; therefore, the actual payment obligation may be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New Auto Loan Example: For a $30,000 loan for a term of 60 months with an 6.14% APR, the monthly payment will be $581.94 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

Used Auto Loan Example: For a $30,000 loan for a term of 60 months with an 6.44% APR, the monthly payment will be $586.14 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New Motorcycle & UTV Loan Example: For an $18,000 loan for a term of 60 months with an 6.14% APR, the monthly payment will be $349.16 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

**60-month term not available for UTVs.

Used Motorcycle & UTV Loan Example: For an $18,000 loan for a term of 60 months with an 6.44% APR, the monthly payment will be $351.69 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

**Terms available up to 180 months. Please contact us for additional terms and rates.

Boat/RV/Camper Example: For a $10,000 loan for a term of 36 months with a 7.75% APR, the monthly payment will be $312.21 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Example: For a $15,000 loan for a term of 60 months with an 8.50% APR, the monthly payment will be $307.75 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

Used ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Example: For a $15,000 loan for a term of 60 months with an 9.50% APR, the monthly payment will be $315.03 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Membership Savings account is required to obtain Corda Credit Union products.

Home Equity Loan (Second Mortgage) Example: For a $30,000 loan for a term of 15 years with an 8.061% APR, the monthly payment will be $286.70. The example assumes a credit score of 740. Rate assumes a loan-to-value (LTV) of 85% or less. Taxes and insurance premiums are not included in the payment example.

*Annual Percentage Rate (APR) based on credit and loan-to-value. APR ranges from 5.50% to 21.00% and may be adjusted quarterly based on the prime rate. Rates effective as of January 1, 2025. Loan rates show the best rate and apply to those with an excellent credit rating. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Closing costs typically range between $314 and $700. Membership Savings account is required to obtain Corda Credit Union products. The minimum monthly payments may not be sufficient to repay the principal outstanding on your line of credit at the end of your loan term. At the end of your loan term, you will be required to pay the entire remaining balance in a single balloon payment. Homeowners insurance required.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account with a $5 minimum is required to establish and maintain membership in Corda Credit Union. Additional savings accounts do not require the $5 minimum. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Rates are based on actual daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

*APY = Annual Percentage Yield. Rates effective as of January 1, 2025. Rates are based on actual daily balance. Minimum actual daily balance of $50,000 or more is required to earn rate. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings. Business accounts only. Other terms and conditions may apply.

*APR = Annual Percentage Rate. APR may be adjusted quarterly based on the prime rate. Membership Savings account is required to obtain Corda Credit Union products. See the full disclosure for the Visa Business Platinum Rewards credit card and the Visa Business Platinum credit card. If you are a covered borrower according to the Military Lending Act, please call 1.800.950.5228 to receive oral disclosures and a description of the payment obligations for these cards. Balance Transfer Fee = $15 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee = 1% of transaction in US dollars. Cash Advance Fee = 2% of advance amount; minimum $1, maximum $5.