Savings Accounts

Let’s plant the seeds for a brighter tomorrow, today.

Apply nowNot a member yet? Apply today.

Build your dreams with Corda Credit Union savings.

Our savings accounts are a safe home for your hard-earned money. Plus, opening an account goes beyond saving; it makes you a valued part of our credit union as a co-owner.

Membership Savings

Opening a Membership Savings account is your key to everything that Corda Credit Union has to offer. When you maintain $5 in your Membership Savings account, you are a co-owner of Corda Credit Union.

Ready to join? You can apply online or visit us in person. Here’s what you’ll need:

  • A valid driver’s license or state ID (please make sure it’s current)
  • Proof of your current address, like a pay stub or utility bill
  • Your Social Security number (if you’re under 18 or have no established credit, bring the actual card)
  • At least $5 for your initial deposit

Planning to open a joint account? Each person needs their own ID.

You can open additional savings accounts for your specific goals, whether it’s for a sunny vacation or managing monthly expenses.

Already a member and want to add another account? No extra paperwork needed – visit a branch or give us a call.

Apply for Membership Savings

Emergency Savings

Earn 6.00% APY1 on balances up to $2,500 when you save money for a rainy day. Your Corda Emergency Savings account will be there for you when you need the funds the most.

  • No monthly fees
  • No minimum balance requirements
Contact us to get started

Money Market

Perfect for long-term savers who want the flexibility of having funds easily accessible for withdrawals. We have two money market options to choose from. Start earning interest with a minimum of $1,000.

Learn more about Money Markets

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-exempt account where you can stash funds for medical costs for you and your family. Use these funds to effortlessly cover or get paid back for qualified healthcare expenses. You must meet certain eligibility requirements to open an HSA.

Learn more about HSAs

Christmas Club

Save a little cheer all year with our Christmas Club account, a year-round savings plan from November 1 to October 31. With no minimum balance required, start saving when you can, and the Christmas Club funds will transfer into your savings account in early November each year.

Contact us to get started

Youth Savings

Kids grow up fast. Now their savings can, too! Our Youth Savings account earns an impressive 6.00% APY2 on the first $2,500 — a smart way to kick-start your children’s financial future while they’re still under your roof. Other perks include:

  • $5 birthday gift
  • No monthly fees
  • No minimum balance requirements
  • Fun activities, coloring sheets, and special events (coming soon!)
Visit a branch to get started

Your savings account options at a glance.

  • Membership Savings

    Membership Savings

  • Emergency Savings

    Emergency Savings

  • Youth Savings

    Youth Savings

  • Money Market

    Money Market

  • Health Savings

    Health Savings

  • Christmas Club

    Christmas Club

Best if you:

  • Membership Savings

    Want to access everything Corda Credit Union has to offer and be a co-owner of the credit union

  • Emergency Savings

    Want to earn a great rate while saving money for a rainy day.

  • Youth Savings

    Want to kick-start your child’s financial future. Perks include a great rate, plus a birthday gift, special events, and activities.

  • Money Market

    Hold a higher balance and want a higher rate of return, with flexibility to access your money when you need it

  • Health Savings

    Meet the eligibility requirements for a tax-exempt account where you can put money for medical expenses for you, your spouse, and your dependents

  • Christmas Club

    Want to save for the holidays year-round

Apply now

Build dreams at great rates.

Membership Savings

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account with a $5 minimum is required to establish and maintain membership in Corda Credit Union. Additional savings accounts do not require the $5 minimum. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0.01 – $100

APY*

0.00%

Balance

$100.01+

APY*

0.15%
Youth Savings

Balance

APY*

*APY = Annual Percentage Yield. Available to members 0-17 years old. Upon turning 18, account will convert to Emergency Savings account. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0.01 – $2,500

APY*

6.00%

Balance

$2,500.01+

APY*

0.15%
Emergency Savings

Balance

APY*

*APY = Annual Percentage Yield. Available to members 18 and up. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0.01 – $2,500

APY*

6.00%

Balance

$2,500.01+

APY*

0.15%
Regular Money Market

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of July 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $999.99

APY*

0.00%

Balance

$1,000 – $10,000

APY*

0.50%

Balance

$10,000.01 – $50,000

APY*

1.25%

Balance

$50,000.01 – $100,000

APY*

1.75%

Balance

$100,000.01 – $250,000

APY*

2.00%

Balance

$250,000.01 – $500,000

APY*

2.25%

Balance

$500,000.01 – $750,000

APY*

3.00%

Balance

$750,000.01 – $1,000,000

APY*

3.00%

Balance

$1,000,000.01 – $3,000,000

APY*

3.00%

Balance

$1,000,000.01+

APY*

3.00%

 

High-Yield Money Market

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of July 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $4,999.99

APY*

0.00%

Balance

$5,000 – $50,000

APY*

1.25%

Balance

$50,000.01 – $100,000

APY*

2.00%

Balance

$100,000.01 – $250,000

APY*

2.50%

Balance

$250,000.01 – $500,000

APY*

2.75%

Balance

$500,000.01+

APY*

3.50%
Health Savings Account

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of July 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $499.99

APY*

0.00%

Balance

$500 – $1,000

APY*

0.20%

Balance

$1,000.01 – $10,000

APY*

0.40%

Balance

$10,000.01 – $50,000

APY*

0.60%

Balance

$50,000.01+

APY*

0.85%
Christmas Club

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of July 1, 2025. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0+

APY*

0.15%

Discover the benefits of saving.

Apply for a savings account today.

Apply for membership
Apply now
Call us

319.892.7300

Visit a branch
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RoundUp Savings

Use your Corda Credit Union Visa® debit card and watch as your purchases automatically round up to the next dollar. The little extra goes right into your preferred savings or checking account. It’s the easy, seamless way to grow your savings with each transaction.
Learn more

Savings Bonds

Investing in U.S. savings bonds through Corda Credit Union is a great financial choice that also supports the nation’s future. By purchasing a savings bond, you lend funds to the federal government, and, in return, you receive your investment back with interest over time.
Learn more
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Disclosures

1APY = Annual Percentage Yield. Available to members 18 and up. Rate based on average daily balance (ADB). ADB over $2,500 earns 0.15% APY. APY is accurate as of the last dividend declaration date. Rates, terms, and conditions may change without notice. Membership Savings account required. Any fees incurred could reduce earnings.

2APY = Annual Percentage Yield. Available to members 0-17 years old. Upon turning 18, account will convert to Emergency Savings account. Rate based on average daily balance (ADB). ADB over $2,500 earns 0.15% APY. APY is accurate as of the last dividend declaration date. Rates, terms, and conditions may change without notice. Membership Savings account required. Any fees incurred could reduce earnings.