Savings Accounts

Let’s plant the seeds for a brighter tomorrow, today.

Build your dreams with Corda Credit Union savings.

Our savings accounts are a safe home for your hard-earned money. Plus, opening an account goes beyond saving; it makes you a valued part of our credit union as a co-owner.

Membership Savings

Opening a Membership Savings account is your key to everything that Corda Credit Union has to offer. When you maintain $5 in your Membership Savings account, you are a co-owner of Corda Credit Union.

Ready to join? You can apply online or visit us in person. Here’s what you’ll need:

  • A valid driver’s license or state ID (please make sure it’s current)
  • Proof of your current address, like a pay stub or utility bill
  • Your Social Security number (if you’re under 18 or have no established credit, bring the actual card)
  • At least $5 for your initial deposit

Planning to open a joint account? Each person needs their own ID.

You can open additional savings accounts for your specific goals, whether it’s for a sunny vacation or managing monthly expenses.

Already a member and want to add another account? No extra paperwork needed – visit a branch or give us a call.

Apply for Membership Savings

Money Market

Perfect for long-term savers who want the flexibility of having funds easily accessible for withdrawals. We have two money market options to choose from. Start with a minimum of $1,000.

Learn more about Money Markets

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-exempt account where you can stash funds for medical costs for you, your spouse, and your little ones. Use these funds to effortlessly cover or get paid back for qualified healthcare expenses. You must meet certain eligibility requirements to open an HSA.

Learn more about HSAs

Prime Time

For our members aged 50 or above, if you maintain one of the following:

  • A saving balance of over $5,000 with Corda Credit Union
  • Direct deposit of retirement income into a Corda Credit Union account
  • Or direct deposit your paycheck or other income into your Corda Credit Union account

As a Prime Time member, you’ll enjoy these complimentary perks that help your money go further:

  • Two free boxes of standard checks each calendar year (after that, they’re half-price)
  • Free cashier’s checks
  • Free photocopies (up to 3 per day)

It’s our way of saying thanks for being such a valued part of our credit union!

Contact us to get started

Christmas Club

Save a little cheer all year with our Christmas Club account, a year-round savings plan from November 1 to October 31. With no minimum balance required, start saving when you can, and the Christmas Club funds will transfer into your savings account in early November each year.

Contact us to get started

Your savings account options at a glance.

  • Membership Savings

    Membership Savings

  • Money Market

    Money Market

  • Health Savings

    Health Savings

  • Prime Time

    Prime Time

  • Christmas Club

    Christmas Club

Best if you:

  • Membership Savings

    Want to access everything Corda Credit Union has to offer and be a co-owner of the credit union

  • Money Market

    Hold a higher balance and want a higher rate of return, with flexibility to access your money when you need it

  • Health Savings

    Meet the eligibility requirements for a tax-exempt account where you can put money for medical expenses for you, your spouse, and your dependents

  • Prime Time

    Are over the age of 50, meet certain eligibility requirements, and are looking for extra perks, including one free box of checks per year

  • Christmas Club

    Want to save for the holidays year-round

Build dreams at great rates.

Membership Savings

Balance

APY*

*APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account with a $5 minimum is required to establish and maintain membership in Corda Credit Union. Additional savings accounts do not require the $5 minimum. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $99.99

APY*

0.00%

Balance

$100+

APY*

0.15%

Regular Money Market

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $999.99

APY*

0.00%

Balance

$1,000 – $9,999.99

APY*

0.50%

Balance

$10,000 – $49,999.99

APY*

1.25%

Balance

$50,000 – $99,999.99

APY*

2.00%

Balance

$100,000 – $249,999.99

APY*

2.75%

Balance

$250,000 – $499,999.99

APY*

2.75%

Balance

$500,000 – $749,999.99

APY*

3.50%

Balance

$750,000 – $999,999.99

APY*

3.50%

Balance

$1,000,000+

APY*

3.50%

 

High-Yield Money Market

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $4,999.99

APY*

0.00%

Balance

$5,000 – $49,999.99

APY*

1.25%

Balance

$50,000 – $99,999.99

APY*

2.25%

Balance

$100,000 – $249,999.99

APY*

3.25%

Balance

$250,000 – $499,999.99

APY*

3.50%

Balance

$500,000+

APY*

4.00%

Health Savings Account

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0 – $499.99

APY*

0.00%

Balance

$500 – $999.99

APY*

0.20%

Balance

$1,000 – $9,999.99

APY*

0.40%

Balance

$10,000+

APY*

0.60%

Christmas Club

Balance

APY*

*APY = Annual Percentage Yield. Rates effective as of May 6, 2024. Rates are based on average daily balance. Rates may change without notice after account opening. Membership Savings account is required to obtain Corda Credit Union products. Any fees incurred could reduce earnings.

Balance

$0+

APY*

0.15%

Discover the benefits of saving.

Apply for a savings account today.

Apply for membership
Apply now
Call us
Visit a branch
Find a branch nearby