Visa® Platinum Rewards Credit Card Disclosure

Visa Platinum Rewards Card Disclosure – Interest Rate and Interest Charges

INTEREST RATE AND CHARGES

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INTEREST RATE AND CHARGES

Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances

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9.90% – 18.90%
Visa Platinum Plus

10.90% – 20.90%
Visa Platinum Rewards

13.90% – 23.90%
Visa Platinum

INTEREST RATE AND CHARGES

Minimum Monthly Payment

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Up to 3% of the new balance, but at least $20 or the new balance if less than $20.

INTEREST RATE AND CHARGES

How to Avoid Paying Interest on Charges

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Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances or Balance Transfers on the transaction date.

INTEREST RATE AND CHARGES

Minimum Interest Charge

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If you are charged interest, the charge will be no less than $1.00.

INTEREST RATE AND CHARGES

For Credit Card Tips from the Consumer Financial Protection Bureau

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To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.

Visa Platinum Rewards Card Disclosure – Fees

Fees

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How will we calculate your balance: We use a method called “Average Daily Balance” (including new purchases).

Fees

Annual Fee

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None

Fees

Transaction Fees

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Balance Transfer: $15 or 3% of the amount of each transaction, whichever is greater.

Foreign Transaction: 1% of transaction in U.S. dollars.

Cash Advance: 2% of advance amount; minimum $1, maximum $5

Fees

Penalty Fees

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Late Payment: Up to $20

Returned Payment: Up to $20

Fees

Other Fees

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Replacement Card: $10

 

View the Visa Platinum Rewards Card Terms and Conditions for full details.

Disclosures

Visa® is a registered trademark of Visa International Service Association. Terms and conditions as of May 6, 2024.