Visa® Platinum Rewards Credit Card Disclosure
INTEREST RATE AND CHARGES |
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INTEREST RATE AND CHARGESVariable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances |
.9.90% – 18.90% |
INTEREST RATE AND CHARGESMinimum Monthly Payment |
.Up to 3% of the new balance, but at least $20 or the new balance if less than $20. |
INTEREST RATE AND CHARGESHow to Avoid Paying Interest on Charges |
.Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances or Balance Transfers on the transaction date. |
INTEREST RATE AND CHARGESMinimum Interest Charge |
.If you are charged interest, the charge will be no less than $1.00. |
INTEREST RATE AND CHARGESFor Credit Card Tips from the Consumer Financial Protection Bureau |
.To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore. |
Fees |
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How will we calculate your balance: We use a method called “Average Daily Balance” (including new purchases). |
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FeesAnnual Fee |
.None |
FeesTransaction Fees |
.Balance Transfer: $15 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction: 1% of transaction in U.S. dollars. Cash Advance: 2% of advance amount; minimum $1, maximum $5 |
FeesPenalty Fees |
.Late Payment: Up to $20 Returned Payment: Up to $20 |
FeesOther Fees |
.Replacement Card: $10 |
View the Visa Platinum Rewards Card Terms and Conditions for full details.
Disclosures
Visa® is a registered trademark of Visa International Service Association. Terms and conditions as of May 6, 2024.