IRAs

Thinking about your future? We are, too.

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Building your future, one investment at a time.

Individual Retirement Accounts (IRAs) are powerful tools for securing your financial future. With options for every stage of life, your path to a comfortable retirement or child’s educational success is paved with wisdom, determination, and the promise of growth.

Secure tomorrow today with a Traditional IRA

The Traditional IRA allows you to put away money for your retirement but not pay taxes on your earnings until they are withdrawn. Your contributions1 may be tax-deferred. Benefit from potential tax deductions today and plan for a future where you can withdraw your earnings without penalties under certain conditions.

Future-proof your finances with a Roth IRA

The Roth IRA offers the flexibility and freedom of no mandatory withdrawals at age 70½. You will pay taxes on your retirement income now instead of later.

Support your child’s future with an Education IRA

Invest in your child’s higher education with tax-free withdrawals for qualified education expenses such as tuition, books, and computer equipment. Contributions are nondeductible, but distributions from an Education IRA are penalty-free and tax-free. Funds can be transferred from one child’s account to another in the same family.

Create a plan with IRA investment opportunities

IRA Variable Savings account

This investment option earns monthly interest paid on the average daily balance. Periodic deposits and withdrawals are available.

IRA Certificate of Deposit

Unlock the potential for higher interest rates with an IRA Certificate of Deposit. Open an IRA CD with a minimum deposit of $1,000 and choose from the same terms as our regular certificates.

Plan for retirement.

Ready to take the next step in building your future?

At Corda Credit Union, every investment is a step toward a future filled with potential and peace of mind. Let’s build something special together.

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Money Market Accounts

We’re here to build you up and create a sensible plan for reaching your savings goals. With only a $1,000 minimum deposit, our Money Market accounts open the door to impressive earnings. Easily access your funds with online banking or our mobile app.
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Certificates of Deposit

If you’re looking for a secure and profitable way to grow your savings, consider a Certificate of Deposit (CD) from Corda Credit Union. Perfect for those ready to park their funds for a set term, our CDs come with attractive rates and returns you can count on.
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Disclosures

1Consult IRS.gov for contribution limits. Please consult a tax advisor for additional tax information.