Buy a Home

Open the door to your dream home.

Embrace homeownership with Corda Credit Union.

Whether you’re a first time homebuyer or looking to upgrade, our team is dedicated to guiding you through every step of the process. We offer several types of home loans, each with their own benefits, requirements, and rates.

Your mortgage options at a glance.

We offer a variety of home loans to meet your needs.

Conventional Mortgages

Fixed-Rate Mortgage

Choose stability and predictability with our fixed-rate mortgage.

Lock in your interest rate and enjoy consistent monthly payments, ensuring peace of mind throughout the life of your home loan. We offer a range of term lengths, allowing you to tailor your mortgage to fit your financial journey. Our mortgage experts will help you through the term options to best fit your goals.

Adjustable-Rate (ARM) Mortgage 

Explore the flexibility of our adjustable-rate mortgage (ARM). With an ARM, the initial interest rate is fixed for a set number of years. After that period is over, the interest rate may adjust up or down, reflecting the ebb and flow of the market. The benefit? A lower initial rate that translates to reduced payments in the early years, providing flexibility for future plans, whether you’re considering reselling or anticipating a rise in income.

At Corda Credit Union, our variety of ARM terms ensures that you can find the perfect fit for your evolving life story.

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100% Financing

Step into homeownership with confidence and ease with Corda Credit Union’s 100% financing option.

Designed for dreamers and doers who are ready to start their homeownership journey, but may not have the initial funds for a down payment. This options opens the door to your future home, without the upfront financial burden.

Our approach typically involves two mortgage loans: a fixed-rate mortgage for 80% of your home’s value and a second mortgage to cover the remaining 20%. This arrangement ensures that you’re fully financed from the start and eliminates the need for Private Mortgage Insurance (PMI).

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Federal Housing Administration (FHA) Loans

FHA loans are popular among first time home buyers because they allow for lower down payments.

Even if your financial history has had its ups and downs, FHA loans are designed with understanding and flexibility at their core, acknowledging that everyone’s path to financial stability is unique.

While these loans do involve an upfront mortgage insurance premium, along with an annual premium integrated into your monthly payments, they represent a realistic and supportive option for those looking to start a new chapter of homeownership.

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Veterans Affairs (VA) Home Loans

Corda Credit Union partners with the U.S. Department of Veterans Affairs to assist service members, veterans, and eligible surviving spouses in becoming homeowners.

VA home loans have competitive interest rates. They also may not require a down payment or Private Mortgage Insurance (PMI).

If you’re currently serving, or you’re a veteran, a VA home loan is designed to honor your service with more favorable terms. We invite you to discuss this option with us. Your service deserves recognition and support, and at Corda Credit Union, we’re committed to providing just that.

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Apply for a mortgage today.

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What you’ll need for your mortgage application.

The following items are typically required during the home loan process:

  • Your Social Security number
  • Current pay stubs, or if self-employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Child support information
  • Bankruptcy information
  • Name and phone number of your insurance agent

If you currently own real estate:

  • Mortgage account information
  • Home insurance
  • Home equity account information (if applicable)

Borrower Portal

Access a saved mortgage application or view your home loan documents.

Borrower Portal

Contact us for rates

If you’re interested in applying for a home loan with Corda Credit Union, give us a call. We’re happy to discuss current rates and the loan application process.

Contact us to get started

Build your home-buying confidence.

Connect with our mortgage experts and learn more with our comprehensive mortgage resources.


Explore your options

Learn more about the types of home loans we offer. Our mortgage experts will be happy to help you find the perfect match.


Use our calculators

Empower your decision-making with our mortgage calculators. Run the numbers and envision your future home today.

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Connect with us

Meet with our mortgage experts. Connect today and benefit from personalized advice that turns your dream home into a reality.

Use our mortgage calculators.

Protect your home with homeowner’s insurance.

We’ve partnered with a dedicated team of insurance professionals to bring you the TruStage® Auto and Home Insurance Program.

Learn more


Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions. By completing our online application, you authorize us to pull a credit report in order to prequalify you for a loan. In order to access the mortgage loan application, cookies need to be enabled.