New & Used Auto Loans

Driven by dreams. And now your sixteen-year-old.

Start your car-buying journey with us.

When you choose Corda Credit Union for your auto loan, you drive off with more than just a new vehicle – you’re driving away with peace of mind.

You may be able to prequalify.

Searching for the ideal vehicle can be demanding, but securing an auto loan with Corda is simple. Reach out to see if you can get prequalified for an auto loan before you begin your search. Exploring prequalification can clarify your budget, which may help your negotiating power with dealers.

Lock with Percentage Sign

Shop with confidence

Finding out if you can get prequalified can boost your confidence as a buyer.

Clock

Save time

Contacting us first could make your dealership visit smoother. You may be able to bypass lengthy discussions about financing options and focus on negotiating the best price.

Star

Found a vehicle?

We have great relationships with many dealerships in Eastern Iowa. If you’ve already found a vehicle you love, let the dealer know you’d like your loan from Corda Credit Union.

Build dreams at great rates.

New & Late Model Used Auto Loans (2024 and newer)

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 15, 2026. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New Auto Loan Example: For a $30,000 loan for a term of 72 months with an 5.39% APR, the monthly payment will be $488.59 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Model Year

2024 and newer

Term

Up to 72 months

APR* (as low as)

5.39%

Used Auto Loans

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 15, 2026. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

Used Auto Loan Example: For a $30,000 loan for a term of 60 months with an 5.39% APR, the monthly payment will be $571.51 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Model Year

2023

Term

Up to 60 months

APR* (as low as)

5.39%

Model Year

2022

Term

Up to 60 months

APR* (as low as)

5.49%

Model Year

2021

Term

Up to 60 months

APR* (as low as)

5.59%

Model Year

2020

Term

Up to 60 months

APR* (as low as)

5.69%

Model Year

2019

Term

Up to 60 months

APR* (as low as)

5.79%

Model Year

2018

Term

Up to 60 months

APR* (as low as)

5.89%

Model Year

2017

Term

Up to 60 months

APR* (as low as)

5.99%

Model Year

2016 and older models

Term

Up to 60 months

APR* (as low as)

8.09%

New & Late Model Used Motorcycle & UTV Loans (2024 and newer)

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 15, 2026. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

New Motorcycle & UTV Loan Example: For an $18,000 loan for a term of 60 months with an 5.29% APR, the monthly payment will be $342.08 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Model Year

2024 and newer

Term

Up to 60 months

APR* (as low as)

5.29%

Used Motorcycle & UTV Loans

Model Year

Term

APR* (as low as)

*Annual Percentage Rate (APR) based on credit, loan-to-value, term, and account relationships. Rates effective as of January 15, 2026. Loan rates show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Membership Savings account is required to obtain Corda Credit Union products.

**60-month term not available for UTVs.

Used Motorcycle & UTV Loan Example: For an $18,000 loan for a term of 60 months with an 5.39% APR, the monthly payment will be $342.91 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Model Year

2023

Term

Up to 60 months**

APR* (as low as)

5.39%

Model Year

2022

Term

Up to 60 months

APR* (as low as)

5.49%

Model Year

2021

Term

Up to 60 months

APR* (as low as)

5.59%

Model Year

2020

Term

Up to 60 months

APR* (as low as)

5.69%

Model Year

2019

Term

Up to 60 months

APR* (as low as)

5.79%

Model Year

2018

Term

Up to 60 months

APR* (as low as)

5.89%

Model Year

2017

Term

Up to 60 months

APR* (as low as)

5.99%

Model Year

2016 and older models

Term

Up to 60 months

APR* (as low as)

8.09%

Estimate your monthly car payment.

Apply for an auto loan today.

We may be able to help you get prequalified to finance the vehicle you want.

Apply now

Disclosures

All loans subject to approval. Rates, terms, and conditions are subject to change.